Money— Part 1 Report

Suggestion: Your answer directly addresses the question and gives clear reasons, which is good. To improve, make the response more concise (no more than five sentences) and use clearer linking words to connect ideas. Replace informal phrases like "20 bucks" in this context and avoid repetition ("borrow money from anybody" said twice). Also vary vocabulary (e.g., use "obligation" or "responsibility" instead of repeating "borrow"/"pay back") and shorten long clauses to sound more natural and fluent.

Example: No, I haven't. My parents covered my expenses growing up, so I never needed to borrow. Besides, borrowing makes me uncomfortable because I feel obliged to repay and worry about the debt. Therefore I prefer to manage my finances without loans.

Suggestion: Good that you answered directly and gave a personal anecdote — this makes the response engaging. To improve, correct minor grammar and word choice ("lent" not "learned", "20 bucks" could be "20 dollars"), remove redundancy ("never returned it back" -> "never returned it"), and limit to five sentences. Add a brief reflection using linking words (e.g., "as a result", "since then") to show development in thinking.

Example: Yes, I lent money once when I was in primary school. I lent a boy 20 dollars, but he never returned it. As a result, I learned to be more cautious about lending money to friends. Since then, I usually avoid lending cash unless I'm sure it will be repaid.

× No, I haven't borrowed money from anybody because growing up my parents provided all the stuff that I need, so I didn't have that necessity to borrow money from anybody.

✓ No, I haven't borrowed money from anybody because, growing up, my parents provided all the things that I needed, so I didn't have the necessity to borrow money from anyone.

Mixed tense and word choice: 'need' should be past ('needed') because 'growing up' refers to the past. 'stuff' is informal; 'things' is clearer. 'that necessity' is awkward; use 'the necessity'. 'anybody' at end better as 'anyone'. Also add commas for clarity.

× And also borrowing money from me feels like a burden because I always need to be cautious and bear in mind that I am borrowing somebody's money and that money does not belong to me and I need to pay back someday and it makes me super anxious.

✓ Also, borrowing money feels like a burden because I always need to be cautious and remember that I am borrowing someone else's money, which does not belong to me and I need to pay back someday, and it makes me very anxious.

Pronoun and possessive issues: 'borrowing money from me' is incorrect contextually; should be 'borrowing money' (from others). Use 'someone else's' instead of 'somebody's' for possession. 'bear in mind' is fine but 'remember' is more natural here. 'super anxious' is informal; use 'very anxious'. Improve clause linking with commas and 'which' to refer to the money.

× Yes, once. And it was when I was studying in the primary school.

✓ Yes, once. It was when I was studying in primary school.

Article use and redundancy: 'the primary school' is unnecessary in this context; 'primary school' is the usual phrase. Removing 'And' at the start of second sentence and combining yields smoother past-tense narration.

× I learned my 20 bucks to this boy, but he never returned it back.

✓ I lent my 20 bucks to this boy, but he never returned it.

Wrong verb: 'learned' is incorrect; the correct past tense of 'lend' is 'lent'. Also 'returned it back' is redundant; 'returned it' suffices. Keep '20 bucks' as informal currency expression or change to 'twenty dollars' for formality.

× And I still remember the incident, although it's only 20 bucks, because it taught me a very brutal lesson as a kid because I thought everybody is good and everybody is trustworthy, but it turns out the other way around.

✓ I still remember the incident, although it was only 20 bucks, because it taught me a harsh lesson as a kid: I thought everybody was good and trustworthy, but it turned out to be the other way around.

Tense consistency: 'it's' should be past ('it was') because referring to a past incident. 'brutal lesson' is a bit strong; 'harsh lesson' is more natural. Maintain past tense in 'I thought' and 'was'. Use 'it turned out to be the other way around' for correct phrasing and tense agreement.