Money— Part 1 Report

Suggestion: Be direct and clear: state if you have borrowed, give concise timeframe and reason, avoid grammar errors and incomplete sentences. Use a topic sentence then one or two supporting details with linking words. Keep it natural and within 3–4 sentences.

Example: Yes, I have borrowed money from a friend. For example, about five years ago I borrowed a small amount from my friend Erica to cover an unexpected car repair. Since then I try to save an emergency fund so I don’t need to borrow again.

Suggestion: Start with a clear topic sentence confirming whether you have lent money. Then provide specific details (who, amount, year, reason) and a short comment on the outcome or how you felt, using linking words for coherence. Fix sentence fragments and punctuation.

Example: Yes, I have lent money to a friend. In 2020 I lent about CN¥10,000 to one of my best friends, Fugong, to help him pay his mortgage, and he repaid me within a year. I was happy to help, but now I prefer to set clear repayment terms in advance.

× Yes, I used to borrow some money to my friend Erica.

✓ Yes, I used to borrow some money from my friend Erica.

The verb borrow requires the preposition from to indicate the person you receive something from. Using to is used with lend (I lent money to my friend), whereas borrow + from is correct (I borrowed money from my friend). To improve, remember: borrow from someone; lend to someone.

× Which was about five years ago.

✓ That was about five years ago.

The clause begins with which, a relative pronoun that needs a clear noun antecedent; here a demonstrative pronoun that more naturally refers to the whole previous statement is needed. Use that to refer to the time frame: 'That was about five years ago.' Also combine with the prior sentence for smoother flow: 'I borrowed money from my friend Erica about five years ago.'

× Now, as she.

✓ Now we are friends again.

The fragment 'Now, as she.' is incomplete and unclear; it lacks a verb and clear meaning. Provide a full sentence that fits context. If the speaker means their relationship has returned to normal, 'Now we are friends again' or 'We are on good terms now' are appropriate. Ensure sentences contain a subject and finite verb.

× Yes, one of my best friends. Fugong, MMM.

✓ Yes, one of my best friends, Fugong,

These are sentence fragments lacking a main verb. The phrase should be integrated into a complete sentence. For example: 'Yes, one of my best friends, Fugong, borrowed about CN¥10,000 in 2020 to pay his mortgage.' Keep names and clauses properly punctuated and include a verb.

× Borrowed about CN¥10,000 in 2020 for paying his mortgage.

✓ He borrowed about CN¥10,000 in 2020 to pay his mortgage.

The fragment lacks a subject and uses 'for paying' which is less natural here. Use past tense with a subject: 'He borrowed...' and use the infinitive 'to pay' to express purpose. Ensure subject-verb presence and correct verb form for purpose clauses.