Money— Part 1 Report

Suggestion: Your answer is clear, relevant and mostly natural, but contains a minor grammar error and a slight redundancy. Reduce length to under 5 sentences, correct grammar (e.g., "the prioritizing" → "prioritizing" or "prioritize"), and add a brief linking phrase to improve coherence. Also vary vocabulary slightly (e.g., use "manage" or "plan").

Example: I haven’t borrowed money from others because I’m cautious. To manage my finances, I budget each month, track my spending and avoid unnecessary purchases. Consequently, I prioritize building an emergency fund so I don’t need to rely on loans.

Suggestion: Good content and clear reasons with a relevant example. Improve naturalness by fixing small grammatical issues (add article: "the nature of the relationship") and add a short linking word to connect reason and example. Keep it within 2–3 sentences and consider offering a brief alternative approach to show balance.

Example: I avoid lending money to friends or family because it can change the nature of the relationship and make interactions feel transactional. For instance, a loan may create awkward expectations or pressure to repay quickly, so instead I sometimes offer non-monetary help like advice or temporary support.

× As I'm quite a cautious person, I've never borrowed money from others. Instead, I'm trying to budget carefully and keep my income and expenses balanced each month, for example by tracking my spending, avoiding unnecessary purchases and the prioritizing on emergency fund.

✓ As I'm quite a cautious person, I've never borrowed money from others. Instead, I try to budget carefully and keep my income and expenses balanced each month, for example by tracking my spending, avoiding unnecessary purchases and prioritizing an emergency fund.

The original uses 'I'm trying' which suggests an ongoing temporary action; 'I try' fits the general habitual meaning better (Present simple). 'the prioritizing on emergency fund' is incorrect: 'prioritizing' should be followed by the object without a preposition, and 'an emergency fund' needs the indefinite article. Also remove the extra 'the' before 'prioritizing'. Suggestion: use present simple for habitual actions, use 'prioritizing an emergency fund' for correct verb + object and article usage.

× I avoid lending money to friends or family because it can change the nature of relationship and make interactions feel transactional.

✓ I avoid lending money to friends or family because it can change the nature of the relationship and make interactions feel transactional.

The noun phrase needs the definite article 'the' before 'relationship' when referring to a specific, known relationship between the speaker and others. Without 'the' it is ungrammatical. Suggestion: include 'the' in 'the relationship' when referring to the particular relationship involved.

× For example, a loan might create awkward expectations or pressure to repay quickly, which could strain our friendship.

✓ For example, a loan might create awkward expectations or pressure to repay quickly, which could strain our friendships.

The original 'our friendship' is acceptable, but when speaking generally about lending to multiple people (friends or family), plural 'friendships' is clearer and agrees with the plural reference. Use 'our friendship' if referring to a specific single relationship; otherwise use 'our friendships' to match the general context.