Part 1
Examinador
Have you ever borrowed money from others?
Candidato
No, I haven't. I don't think it's a good idea to borrow money from other people, no matter why. Uh. It it might cause troubles more than it solves.
Examinador
Have you ever lent money to others?
Candidato
I will volunteer lend money to a friend, umm, but it was just a small amount of money, uh, because, uh, I told you, I don't think it's a good idea to borrow and lend Mon lend money to friends, uh, because it can cause.
Have you ever borrowed money from others?
Pontuação: 62.0Sugestão: Be more concise and fluent: start with a clear topic sentence, avoid hesitations and repetition, and add one brief reason with a linking word. Use specific phrasing instead of filler sounds.
Exemplo: No, I haven't. I try to avoid borrowing money because it can strain relationships and create financial stress. For example, lending or borrowing often leads to misunderstandings about repayment, so I prefer to manage my expenses without loans.
Have you ever lent money to others?
Pontuação: 58.0Sugestão: Organize your response with a clear main sentence and one or two specific supporting details; remove hesitations and correct grammar (use past tense if referring to a past event). Use linking words such as "however" or "but" to connect ideas and give a concise example.
Exemplo: Yes, I have lent a small amount of money to a friend once, but only because they had an immediate emergency. However, I rarely do this as it can damage friendships if repayment is delayed; for instance, I made sure to agree on the repayment date to avoid misunderstandings.
× I don't think it's a good idea to borrow money from other people, no matter why.
✓ I don't think it's a good idea to borrow money from other people for any reason.
The phrase 'no matter why' is awkward and unidiomatic here. Replacing it with 'for any reason' uses a correct idiomatic prepositional phrase to express the intended meaning. Also keeps tense and meaning consistent.
× Uh. It it might cause troubles more than it solves.
✓ It might cause more problems than it solves.
The original has a repeated filler 'It it' and awkward word order 'cause troubles more than it solves.' Use the common idiom 'cause more problems than it solves.' Remove the duplicate 'It' and place 'more' before 'problems' for natural English.
× I will volunteer lend money to a friend, umm, but it was just a small amount of money, uh, because, uh, I told you, I don't think it's a good idea to borrow and lend Mon lend money to friends, uh, because it can cause.
✓ I once voluntarily lent a small amount of money to a friend, but I don't think it's a good idea to borrow from or lend money to friends because it can cause problems.
Multiple issues: 'I will volunteer lend' mixes future/modal with wrong verb form; use past 'I once voluntarily lent' to match 'it was just a small amount.' 'Voluntarily' is the correct adverb form. 'Mon lend' is a typo; correct to 'lend money.' Use parallel structure 'borrow from or lend money to friends.' Finish the sentence with 'it can cause problems' to complete the idea. Overall align tense and clarity.