Part 1
考官
Have you ever borrowed money from others?
考生
To be very honest with you, I have never borrowed any money from others. I always keep some extra cash with me whenever I go for shopping malls or any other special things. I always use credit cards, debit cards and keep an extra cash with me so that I don't have to be in trouble.
考官
Have you ever lent money to others?
考生
Yes, when I was in high school, one of my best friends named Riya asked me to give her a loan of ₹500. At that time I had some in my savings and because of she was my best friend. So I gave her $500 and she gave me back after one month.
Have you ever borrowed money from others?
分數: 72.0建議: Be more concise and natural. Start with a direct topic sentence, then give one or two specific supporting details using linking words. Avoid repetition (e.g., mentioning cash twice) and correct small grammar issues (e.g., “when I go shopping” not “go for shopping malls”).
範例: No, I have never borrowed money from anyone. I prefer to plan ahead, so I keep a small emergency fund and usually pay by card when I shop. For example, I always set aside about $50 for unexpected expenses, which helps me avoid borrowing.
Have you ever lent money to others?
分數: 68.0建議: Organize the answer with a clear topic sentence, then add a specific detail and a linking word to explain why. Correct grammar and currency consistency (use one currency symbol) and avoid awkward phrasing like “because of she was my best friend.”
範例: Yes, I have lent money once. When I was in high school, I lent 500 rupees to my close friend Riya because she needed money for school supplies, and I had some savings. Fortunately, she repaid me after a month.
× To be very honest with you, I have never borrowed any money from others.
✓ To be perfectly honest with you, I have never borrowed money from others.
The original sentence is mostly correct in tense but has a wording/idiom problem rather than a tense error; 'To be very honest' is unnatural — 'To be perfectly honest' or 'To be honest' is the common idiom. Also 'any' before 'money' is acceptable but unnecessary here. Suggest using the idiomatic phrase and removing the redundant 'any' for a more natural sentence.
× I always keep some extra cash with me whenever I go for shopping malls or any other special things.
✓ I always keep some extra cash with me whenever I go shopping or for other special occasions.
The phrase 'go for shopping malls' is ungrammatical. Use the verb phrase 'go shopping' or 'go to shopping malls'. 'Any other special things' is vague; 'other special occasions' is more natural. This fixes verb usage and collocation issues.
× I always use credit cards, debit cards and keep an extra cash with me so that I don't have to be in trouble.
✓ I always use credit and debit cards and keep some extra cash with me so that I don't get into trouble.
Problems: 'credit cards, debit cards' is more concise as 'credit and debit cards'. 'an extra cash' is incorrect because 'cash' is uncountable; use 'some extra cash'. 'be in trouble' is unnatural here — use 'get into trouble'. This corrects article/quantifier and verb collocation errors.
× Yes, when I was in high school, one of my best friends named Riya asked me to give her a loan of ₹500.
✓ Yes, when I was in high school, one of my best friends, Riya, asked me to lend her ₹500.
Use 'lend' not 'give...a loan' for native phrasing; punctuation around the name requires commas. Also 'asked me to lend her' properly expresses the past request. This corrects verb choice and punctuation.
× At that time I had some in my savings and because of she was my best friend.
✓ At that time I had some money in my savings, and because she was my best friend, I agreed.
Problems: 'had some in my savings' lacks the noun 'money'. 'because of she was my best friend' is ungrammatical — use 'because she was my best friend' or 'because of her'. Also the clause needs completion (I agreed). This fixes pronoun and sentence structure issues.
× So I gave her $500 and she gave me back after one month.
✓ So I lent her ₹500, and she paid me back after one month.
Consistency of currency: original used ₹ earlier then $ here — keep the same symbol (₹). Use 'lent' rather than 'gave' when referring to money that was expected to be returned. Also include 'paid me back' and the article 'a' before 'month' is optional but 'after one month' is fine; this fixes quantifier/currency and verb choice issues.